In a recent New York Times Magazine cover article, journalist Mya Frazier examines consumer credit ratings and the impact of the industry’s punitive measures on American consumers. In exploring the racialized reality of consumer credit, Frazier references OS Assistant Professor and LSA Collegiate Fellow Davon Norris’s recent study showcasing the ways in which credit ratings disproportionately disadvantage Black Americans.

In his national survey, Norris found that Black respondents “feel their credit score exacts a significant psychological tax, with higher levels of anxiety, stress and feelings that their score is a controlling factor in their life. White respondents were largely unaffected by their credit scores.”

Davon Norris’s work explores the tools we use for determining what is valuable in society and those implications on racial and economic inequality. With a background in Sociology and Accounting, Norris works across multiple disciplines to analyze inequality and explore the idea of economic justice in today’s world.

You can read Mya Frazier’s article here. The New York Times may require registration or a paid subscription for full access. 

You can access Davon Norris’s work here